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  4. Why is Health Insurance Important?
  5. Health Insurance Marketplace Information

Health Insurance Marketplace Information

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The Health Insurance Marketplace, available at HealthCare.gov(link opens in new window), makes it easier for people without health care coverage to learn their options and enroll in a plan that meets their needs.

  • Consumers can compare premiums, deductibles and out-of-pocket costs under various plans.
  • Consumers can also check to see if they are eligible for programs including Medicaid and learn more about premium assistance (also called advance premium tax credits). 
  • Prices are now lower with the new American Rescue Plan. Four out of five people can find plans for under $10 a month.

Making Health Insurance Affordable

To help make coverage more affordable, financial help — the Health Insurance Premium Tax Credit — is available to almost 80% of uninsured consumers who buy a plan through the Health Insurance Marketplace.

When to Apply:

The open enrollment period for 2022 coverage is complete, but you can still get health insurance if you qualify due to a life event. Visit HealthCare.gov(link opens in new window) to learn more. 

How to Apply:

You can shop, apply for and enroll in coverage in 4 ways:

  • Go online at HealthCare.gov.
  • Call toll-free 1-800-318-2596.
  • Get in-person assistance at localhelp.healthcare.gov(link opens in new window).
  • Get assistance over the phone from HealthSherpa.com(link opens in new window).

Learn more and get started today


Last Reviewed: Feb 14, 2022

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Health Insurance Marketplace

The open enrollment period for 2023 coverage is complete, but you can still get health insurance if you qualify due to a life event. Visit HealthCare.gov(link opens in new window) to learn more.

Use these resources to learn more about finding health insurance:

  • Questions to Ask Yourself When Choosing a Plan (PDF)(link opens in new window) | Spanish (PDF)(link opens in new window)
  • Marketplace Application Checklist (PDF)(link opens in new window) | Spanish (PDF)(link opens in new window)
  • Things to know about the Health Insurance Marketplace (PDF)(link opens in new window) | Spanish (PDF)(link opens in new window)

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